Home Insurance

When searching for Alabama or Georgia homeowners insurance, your goal is to find the right amount coverage at the best price. Our goal is to provide just that.

In order to secure you the most appropriate Georgia home insurance, we take the time to fully understand your individual needs. We realize that every home and homeowner is unique, and your Georgia homeowners insurance should reflect this. As your leading independent insurance agency we have the ability to shop multiple carriers, both locally and nationwide, comparing rates and resulting in the best possible solution for your homeowners insurance.

Typical coverage packages – for home insurance can include protection for the following:

  • The physical structure of your home
  • Replacement cost
  • Personal possessions
  • Additional living expense (in the event of covered loss or a natural disaster)
  • Liability

In addition to these basic coverages, many homeowners need supplemental policies that add more security. Additional policies such as these are available:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

Are you interested in letting Ragan Insurance help fulfill your need for Georgia homeowners insurance? Homeowners can begin the insurance process by calling 888.260.5775, or by filling out the quote form on this page. The process is quick and easy, and you can get the coverage you need in no time!